2022-11-07
尊敬的投資者：
人民幣/外幣結構性存款屬于金融機構吸收的嵌入金融衍生工具的存款，產品保障本金和保底收益，產品浮動收益部分與特定指標市場表現掛鉤。本產品面向全部個人客戶銷售。
1、按照產品說明書約定，現將2022年10月31日至2022年11月4日結構性存款已起息產品相關信息發布如下：
| 序號 | 產品代碼 | 幣種 | 掛鉤標的 | 產品成立日 （即基準日） |
期初價格 | 觀察水平 | 產品募集規模 （原幣元） |
|---|---|---|---|---|---|---|---|
| 1 | GRSDU22180 | USD | EUR/USD | 2022-10-31 | 0.9947 | 1.0357 | 8166800.00 |
| 2 | GRSDU22178 | USD | AUD/USD | 2022-10-31 | 0.6416 | 0.6296 | 10462400.00 |
| 3 | GRSD14G125_22 | CNY | EUR/USD | 2022-10-31 | 0.9947 | 0.9992 | 11706694000.00 |
| 4 | GRSDU22179 | USD | AUD/USD | 2022-10-31 | 0.6416 | 0.6166 | 3446600.00 |
| 5 | GRSD14G120_25 | CNY | AUD/USD | 2022-10-31 | 0.6416 | 0.6376 | 6291899000.00 |
| 6 | GRSDR220850 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6798 | 466571000.00 |
| 7 | GRSDR220883 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9965 | 1034403000.00 |
| 8 | GRSDR220881 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6378 | 2543840000.00 |
| 9 | GRSDRDZ220714 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 1.0215 | 22867000.00 |
| 10 | GRSDRDZ220711 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9620 | 45691000.00 |
| 11 | GRSDRDZ220699 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9525 | 879372000.00 |
| 12 | GRSDR220847 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9455 | 340961000.00 |
| 13 | GRSDRDZ220730 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6613 | 61960000.00 |
| 14 | GRSDRDZ220708 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6843 | 28393000.00 |
| 15 | GRSDRDZ220700 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6873 | 375242000.00 |
| 16 | GRSDRDZ220732 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6678 | 65280000.00 |
| 17 | GRSDRDZ220731 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9755 | 175800000.00 |
| 18 | GRSD14G121_24 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9975 | 10055435000.00 |
| 19 | GRSDRDZ220685 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9725 | 1539258000.00 |
| 20 | GRSDR220851 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9555 | 2924257000.00 |
| 21 | GRSDR220854 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9450 | 72317000.00 |
| 22 | GRSDR220849 | CNY | XAU/USD | 2022-11-01 | 1,641.65 | 1641.65/1723.73 | 295006000.00 |
| 23 | GRSDR220884 | CNY | XAU/USD | 2022-11-01 | 1,641.65 | 1650.80 | 382591000.00 |
| 24 | GRSDR220882 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9990 | 1757393000.00 |
| 25 | GRSDRDZ220736 | CNY | AUD/USD | 2022-11-01 | 0.6428 | 0.6678 | 43000000.00 |
| 26 | GRSDR220846 | CNY | EUR/USD | 2022-11-01 | 0.9925 | 0.9540 | 20555000.00 |
| 27 | GRSDR220852 | CNY | EUR/USD | 2022-11-02 | 0.9888 | 0.9408 | 1351414000.00 |
| 28 | GRSDU22182 | USD | AUD/USD | 2022-11-02 | 0.6423 | 0.6093 | 4241700.00 |
| 29 | GRSDR220853 | CNY | AUD/USD | 2022-11-02 | 0.6423 | 0.6363 | 694471000.00 |
| 30 | GRSDU22181 | USD | AUD/USD | 2022-11-02 | 0.6423 | 0.6243 | 2210600.00 |
| 31 | GRSDRDZ220761 | CNY | AUD/USD | 2022-11-03 | 0.6361 | 0.6551 | 93453000.00 |
| 32 | GRSDR220857 | CNY | USD/JPY | 2022-11-04 | 147.97 | 161.17/134.77 | 308057000.00 |
| 33 | GRSDRDZ220701 | CNY | AUD/USD | 2022-11-04 | 0.6342 | 0.6587 | 994254000.00 |
| 34 | GRSDRDZ220702 | CNY | AUD/USD | 2022-11-04 | 0.6342 | 0.6602 | 982507000.00 |
| 35 | GRSDR220891 | CNY | EUR/USD | 2022-11-04 | 0.9778 | 0.9843 | 1044027000.00 |
| 36 | GRSDR220856 | CNY | AUD/USD | 2022-11-04 | 0.6342 | 0.6722 | 1636373000.00 |
| 37 | GRSDR220890 | CNY | AUD/USD | 2022-11-04 | 0.6342 | 0.6292 | 1909793000.00 |
| 38 | GRSDRDZ220760 | CNY | USD/JPY | 2022-11-04 | 147.97 | 157.92/138.02 | 201399000.00 |
| 39 | GRSDRDZ220703 | CNY | EUR/USD | 2022-11-04 | 0.9778 | 0.9523 | 580979000.00 |
| 40 | GRSDRDZ220762 | CNY | AUD/USD | 2022-11-04 | 0.6342 | 0.6557 | 42000000.00 |
| 41 | GRSDR220855 | CNY | EUR/USD | 2022-11-04 | 0.9778 | 0.9938 | 724416000.00 |
| 42 | GRSDR220858 | CNY | AUD/USD | 2022-11-04 | 0.6342 | 0.6722 | 352621000.00 |
| 43 | GRSDR220889 | CNY | EUR/USD | 2022-11-04 | 0.9778 | 0.9338 | 230088000.00 |
2、按照產品說明書約定，現將2022年10月31日至2022年11月4日期間到期的個人客戶結構性存款產品實際收益率信息發布如下：
| 序號 | 產品代碼 | 幣種 | 掛鉤標的 | 產品成立日 （基準日） |
到期日 | 實際收益率（年化） |
|---|---|---|---|---|---|---|
| 1 | GRSDRDZ190340 | CNY | EUR/USD | 2019-11-01 | 2022-11-01 | 4.05% |
| 2 | GRSDRDZ190341 | CNY | EUR/USD | 2019-11-01 | 2022-11-01 | 4.10% |
| 3 | GRSDRDZ190342 | CNY | EUR/USD | 2019-11-01 | 2022-11-01 | 4.10% |
| 4 | GRSDRDZ220621 | CNY | AUD/USD | 2022-09-02 | 2022-10-31 | 3.7500% |
| 5 | GRSDRDZ220672 | CNY | USD/CAD | 2022-09-30 | 2022-10-31 | 3.5000% |
| 6 | GRSDRDZ220371 | CNY | EUR/USD | 2022-05-05 | 2022-10-31 | 3.2500% |
| 7 | GRSDR220873 | CNY | NZD/USD | 2022-10-17 | 2022-10-31 | 3.0500% |
| 8 | GRSDR220812 | CNY | AUD/USD | 2022-09-30 | 2022-10-31 | 3.0500% |
| 9 | GRSDRDZ220545 | CNY | EUR/USD | 2022-08-01 | 2022-10-31 | 3.5000% |
| 10 | GRSDRDZ220574 | CNY | AUD/USD | 2022-09-02 | 2022-10-31 | 3.5000% |
| 11 | GRSDR220625 | CNY | GBP/USD | 2022-07-28 | 2022-10-31 | 3.2000% |
| 12 | GRSDRDZ220372 | CNY | USD/CHF | 2022-05-05 | 2022-10-31 | 3.6000% |
| 13 | GRSDRDZ220513 | CNY | GBP/USD | 2022-07-25 | 2022-10-31 | 3.0000% |
| 14 | GRSD14G121_23 | CNY | GBP/USD | 2022-10-17 | 2022-10-31 | 3.1500% |
| 15 | GRSDR220874 | CNY | USD/CAD | 2022-10-17 | 2022-10-31 | 1.3000% |
| 16 | GRSDRDZ220546 | CNY | USD/JPY | 2022-08-01 | 2022-10-31 | 1.7083% |
| 17 | GRSDR220813 | CNY | EUR/USD | 2022-09-30 | 2022-10-31 | 3.0500% |
| 18 | GRSDU22118 | USD | USD/CAD | 2022-07-26 | 2022-11-01 | 1.1000% |
| 19 | GRSDR210916 | CNY | GBP/USD | 2021-10-29 | 2022-11-01 | 1.7500% |
| 20 | GRSDR210915 | CNY | GBP/USD | 2021-10-29 | 2022-11-01 | 2.6800% |
| 21 | GRSDU21199 | USD | EUR/USD | 2021-11-01 | 2022-11-01 | 1.5000% |
| 22 | GRSDU21195 | USD | EUR/USD | 2021-10-29 | 2022-11-02 | 1.5000% |
| 23 | GRSDU22074 | USD | USD/CHF | 2022-05-05 | 2022-11-03 | 1.1000% |
| 24 | GRSDRDZ220582 | CNY | EUR/USD | 2022-09-01 | 2022-11-03 | 3.2500% |
| 25 | GRSDU22072 | USD | USD/CHF | 2022-05-05 | 2022-11-03 | 1.2000% |
| 26 | GRSDR220626 | CNY | USD/JPY | 2022-07-29 | 2022-11-04 | 1.9333% |
| 27 | GRSDU21206 | USD | EUR/USD | 2021-11-08 | 2022-11-04 | 1.1000% |
| 28 | GRSDR210937 | CNY | GBP/USD | 2021-11-02 | 2022-11-04 | 1.7500% |
| 29 | GRSDR210936 | CNY | GBP/USD | 2021-11-02 | 2022-11-04 | 2.6800% |
| 30 | GRSDR220632 | CNY | EUR/USD | 2022-07-29 | 2022-11-04 | 3.1500% |
| 31 | GRSDR220393 | CNY | USD/CHF | 2022-05-05 | 2022-11-04 | 3.1000% |
具體產品細節請見產品說明書或咨詢客戶經理。感謝您一直以來的關注與支持。
中國銀行股份有限公司
2022年11月7日