Commercial Banking

Deposits

We offer the following Accounts and Deposits for our corporate customers:

• Chequing Accounts (CAD or USD)
• Interest Bearing Chequing Accounts (CAD or USD)
• Term Deposits (CAD or USD)
• Premium Term Deposits (CAD or USD for $100,000 or above)
  

Automatic renewal options for term deposits are available to save your time. Let us have your maturity instructions at the time of your initial investments; then rest assured that your investments will be properly handled at no extra charges.

Loans

We offer various credit facilities to meet your company needs.

• Lines of Credit
• Term Loans
• Trade Finance Facilities: Please click here for details about "Trade Services"
• Commercial Mortgages
• Renminbi Loans: We can issue a guarantee or standby letter of credit on your bahalf to back up your borrowing from a PRC bank in China. We are also willing to arrange a loan for you through our branches in mainland China. For details, please see "Canada-China Business Banking"
• Foreign Exchange: In addition to spot transaction, you can hedge your foreign exchange risks by entering into a Forward Exchange Contract or Optional Forward Exchange Contract with us

For details of any of the above credit facilities, please feel free to contact our Account Manager.